Bipolar 2 From Inside and Out

Posts tagged ‘overspending’

Where Does the Money Go?

Though it embarrasses me to write this, it’s true that when I’m hypomanic, I overspend. That’s one of the ways I can tell that I’m actually hypomanic, when I go on spending sprees. Online shopping is my downfall.

I buy things for myself. I’m still in search of the perfect bra, and I like to have a good supply of underwear. I buy exotic jewelry—amber, picture jasper, zoisite—this despite the fact that I almost never leave the house. I end up wearing the jewelry to my doctor’s appointments. And I know it doesn’t really go with my t-shirt collection.

I buy books. Lots of books. I have an e-reader with almost 2,000 books on it. I know I’ll never read all of them, but I can’t resist something really interesting or by a favorite author.

I buy presents. I see things online that I think my husband might like, buy them, and squirrel them away until his birthday or our anniversary or Christmas. Half the time I don’t even know what he’ll do with them. My latest purchase for him was an articulated copper trilobite. I figure he has a curio cabinet and, if he can’t figure out anything else to do with it, he could put it there.

I buy presents for friends, too. Recently I bought carved stone guitar picks, for no reason, for two of my dear friends who play the guitar. And I sent a friend one of his favorite treats for his birthday.

Has this gotten me into financial trouble? I’d have to say yes. We’ve had some financial reverses recently, but truthfully, we could have absorbed them better if we still had the money I spent. There’s no room left on our credit cards. At the end of the month, things get tight and we have to watch every penny until our Social Security comes in.

Of course, my husband has his own fits of reckless spending. He buys presents, too, mostly for me or his mother. And he buys lots of garden supplies, everything from individual plants to truckloads of mulch. He also indulges in fossilized wood, spheres of polished stone, antiques, and the like. He can’t resist the discount shelves at the grocery store and brings home expensive (but bargain!) delicacies like canned banana leaves and pumpkin pasta sauce. We both like to eat out.

So, how do I try to keep these hypomanic spending jags down? I do try.

First of all, I take my meds faithfully. They include a mood leveler, which I hope will cut down on the hypomania.

Second, I listen to my husband. He often notices when I’m teetering on the edge of hypomania and tells me so.

Third, I try to spend the least amount possible when I do spend money. I buy books when they are discounted to $3 or less. (When we ran out of money at the end of last month, I didn’t even look at the ads for bargain books, just deleted them.) I buy underwear only when it is on a closeout sale. I use gift cards when I have them.

I also try to set limits. I try not to buy things that cost more than $25. (Sometimes I don’t make it.) I watch for sales, free shipping, and 2-for-1 offers. When I consider a larger expense, I talk it over with my husband. (Sometimes he enables me, however.)

Then too, I’m the one who pays the bills and monitors the credit cards and bank account. Sometimes I miscalculate, but I almost always know how much is in the bank and what bills are due and when. There are times when I tell my husband how much we can spend on groceries for the week (not that he always sticks to what I tell him).

Of course, the consequences of my hypomanic spending increase my anxiety, to the point where I’m almost immobilized. (That’s where I am right now.) I’m not sleeping well, or some nights at all. But I am trying to find ways to bring in more money to supplement our Social Security and my husband’s job. But my work is unpredictable and so are my earnings. There are steady months, but right now my assignments are in a slump.

Oh, well. I guess overspending is better than hypersexuality.

An Irrational Thought

I just bought a laptop because the air conditioner isn’t working. If that seems like an irrational thought I acted on, it is. It’s also a measure of my anxiety. And a consequence of my current mixed state.

Let me explain.

Our central air conditioner puts out a tiny bit of coolish air, but not enough to make the house comfortable. The weather has gotten up into the 80s, and the temp in the house is sometimes higher than that. And I know that July and August are coming, so temps over 100 degrees are likely. I’m afraid I’ll have heat stroke and die or at least have heat exhaustion and be incapacitated. I spend most of the day working at my desk, with fans on and cold beverages readily available, but still the heat gets to me. And I really need to do the work. We need the money, modest as my pay is.

So why (I hear you ask) don’t we call an AC repair service? My anxiety plus hoarding mean we don’t let people in the house. I suppose there’s a chance that they would only have to look at the outdoor unit, but I can’t count on that. There’s still a possible solution my husband can try. He’s going to get a tester and check the fuses. If that’s the problem, it’s easily fixable.

There’s the anxiety. What about the mixed state?

When I get hypomanic, one of my behaviors is online shopping. And there was just a sale at Best Buy on Apple computers that lasted three days. I ordered a laptop. I made sure it was a refurbished one to keep the price down, but I also bought the mouse, the subscription to Microsoft Office, and a carrying case. It was a tidy sum, money that we don’t have because of car repairs, but I put it on our Best Buy credit card. I also told myself that it was still cheaper than air conditioning repair. (A quick Google suggests that it’s likely a wash.)

How does this solve the air conditioning dilemma? If I have a laptop computer, I can take it to Panera, McDonald’s, or some other air-conditioned place and do my work while sipping on iced tea. (Panera has plugs and outlets conveniently located, I know.) Work accomplished. Body temperature regulated. Achievement unlocked.

Of course, I realize this is a slightly ridiculous plan. I know that my anxiety and hypomania are largely responsible. Ultimately, though, I’m responsible.

There’s still the chance that Dan can get the AC working again, if the fuses are the problem. If that happens, I can return the laptop (within 15 days after I receive it). So I have options, which I love.

I’m still left with confusing feelings. Maybe I’m too fearful of the heat or too dubious about being able to do my work in an overheated room. (I don’t think so, because I’m older and have had bad reactions to heat before. Computers also have bad reactions to heat.) Maybe I was too impulsive when I ordered a new laptop and all the fixings. Maybe even with the money I earn, the credit card expense will strain our finances further. I fortuitously just received a raise at work, so maybe that will help make up the difference.

I’m not asking for advice. I’ll work this out on my own somehow or at least with the help of my husband. He knows I’m in a mixed state, but the family finances are my responsibility and he usually goes with what I think we should do.

Things should be clearer by the time I post this.

My Happy Holiday Hypomania

This holiday season is likely to be an up and down thing with me. (Imagine that!) I started out with a definite fit of hypomania that has lasted for several weeks, but I fully expect to hit a patch of depression, which is common for me around the holidays.

That manicky feeling was exacerbated by preparations for Thanksgiving, which largely centered on finding a local restaurant that was going to be open and deciding among the choices. We did find a place that was open and merrily over-ate, with drinks and dinners and desserts galore. (There are only the two of us, with no family in town. I cooked ratatouille for Thanksgiving last year, but was too jittery to plan anything of the kind for this year.)

In the past, over-cooking has been one of my slightly manicky reactions to the holidays. Over-baking, really. I remember baking multiple loaves of banana bread and raisin spice cake as Christmas gifts for all our friends one year, even those who lived out of town. (Mailing baked goods is probably best left to the professionals.) Manicky cooking behavior can be seen as normal, or even celebrated, during the holidays. We all know someone who gives out not just leftovers from Thanksgiving dinner, but whole home-baked pies.

The shopping that surrounds Hannukah and Christmas and the partying that goes with Thanksgiving and New Year’s Eve make it easier for one to indulge in hypomanic or manic behavior without sending up as many red flags as they might at any other time of the year. Usually, holiday depression gets all the attention, and there is certainly more than enough of that to go around. But this year my anxieties – which is how my hypomania usually manifests – have tipped over into a spending spree.

Shopping online made it an easy thing to fall into. Having PayPal and, this year, credit cards, made it even easier. I did try to shop around and limit myself to sale items, but by Black Friday and Cyber Monday, I had packages being delivered nearly every day – sometimes more than one. I like to think that I was able to keep the total down, but it really was excessive compared to my normal purchasing patterns. I primarily bought ebooks and pajamas, which says a lot about my lifestyle. I also ordered two expensive gifts for my husband, one of which is stashed in the back of my closet and the other not scheduled to arrive until January. Today I ordered a small gift ($25) for him and then two tie-dyed t-shirts. I stopped myself before I ordered more underwear for myself. I still might get Dan more underwear.

My husband noticed the packages that have arrived, of course, and mentioned hypomania to me just as I was about to order more pajamas. “You already have a lot of pajamas,” he said. “You asked me to tell you if I thought you were getting carried away.” That’s true. He does help me track my moods when I don’t realize I’m veering one way or the other, and I have asked him to try to help me keep it in check. I didn’t order that last pair of pajamas, though it was a great sale price.

We’re lucky that this year we had an unexpected windfall, so all my holiday purchasing hasn’t pushed us into financial problems. But as I settle in for the winter in my cozy pajamas, reading my books, I know I’ll have to keep in mind that rush I’ve been feeling ordering online and try to recognize that it’s a function of my bipolar disorder and not just normal holiday cheer.

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